Which of the following would NOT typically be a reason to need an attending physician's statement during underwriting?

The need for an attending physician's statement during the underwriting process is primarily driven by specific concerns regarding the applicant's medical history or health status that cannot be fully addressed through the standard information provided on the application.

In the context of a routine lifestyle inquiry, this aspect typically includes questions about the applicant’s daily habits, occupations, hobbies, and overall lifestyle choices that may affect their risk profile. This type of inquiry does not usually necessitate detailed medical information from a physician since it focuses more on behavioral patterns rather than medical conditions or health changes.

On the other hand, a change in health status, application discrepancies, and the need for further medical information are all scenarios that would warrant a more in-depth review of the applicant's health. Changes in health can indicate new risks that insurers need to evaluate carefully, discrepancies might raise red flags about the information provided, and additional medical information is often necessary to ensure accurate assessment of risk. Consequently, the routine nature of lifestyle inquiries does not typically require an attending physician's statement, making this the correct answer in the context of the question.