Which entity has the authority to issue rules and regulations to enforce insurance statutes?

The role of the Commissioner of Insurance is to oversee the insurance industry and ensure compliance with insurance laws and regulations. This individual has the authority to issue rules and regulations that help enforce state insurance statutes.

The Commissioner's responsibilities include regulating insurance companies, protecting consumers, and maintaining the integrity of the insurance market. By setting these rules, the Commissioner can address emerging issues in the insurance industry, ensuring that practices remain fair and equitable.

In contrast, while the legislature creates the statutes and laws governing insurance, and the Governor may have a role in appointing the Commissioner or influencing insurance policy, it is ultimately the Commissioner who has the specific authority to implement and enforce these rules. The Insurance Board, if present in a given state, typically serves an advisory or oversight function rather than having direct enforcement authority.