Which branch of state government writes and passes insurance laws?

The Legislative Branch is responsible for writing and passing insurance laws because it is the primary body of government that creates legislation. This branch is composed of elected officials who represent the interests of their constituents and are tasked with debating and formulating laws, including those that govern various sectors, such as insurance.

Insurance laws are established through statutes that dictate the operation of insurance companies, the rights of policyholders, and the regulation of practices within the insurance industry. The process involves several stages, from proposal to discussion, amendments, and finally, a vote, reflecting the democratic process through which laws are enacted.

The other branches of government play different roles; for instance, the Executive Branch implements and enforces the laws passed by the Legislative Branch, while the Judicial Branch interprets these laws and resolves disputes that arise under them. The term "Regulatory Branch" is not an official branch of government; rather, regulatory agencies operating within the Executive Branch enforce specific laws. Understanding this distinction helps clarify the function of each branch within the government structure regarding lawmaking and regulation of industries like insurance.