What happens during the delivery of a policy if changes have been made from the original application?

During the delivery of a policy, if changes have been made from the original application, it is essential that these changes are communicated clearly to the applicant and accepted by them. This ensures that the policyholder is fully aware of any modifications that may affect their coverage or benefits. Acceptance from the applicant is crucial because it confirms that they understand and agree to the terms of the policy as they stand after the changes have been made. This process protects both the insurer and the insured, fostering transparency and trust in the contractual relationship.

By ensuring that the changes are communicated and accepted, the insurer avoids potential disputes in the future regarding the policy's terms. The applicant's acceptance also signifies that they are fully informed about their insurance policy and are in agreement with the conditions under which the policy has been issued.