How many parts does a life insurance application have?

A life insurance application typically consists of two main parts: the General Information section and the Medical Information section.

The General Information part gathers essential details about the applicant, such as their name, contact information, date of birth, and other relevant personal information, as well as details about the desired policy.

The Medical Information part focuses on the applicant's health history, including any pre-existing conditions, past medical treatments, and family health history. This section is crucial for the insurance company to assess the risk of insuring the individual and to determine the appropriate premium rates.

Having these two distinct sections ensures that insurers obtain a comprehensive view of both the applicant's demographic and health information, which is essential for underwriting and risk assessment in the life insurance process.